Comparison and how to buy physical gold varieties and how to buy physical gold?

Industrial and Commercial Bank of China: "Ruyi Gold"
Product introduction: "Ruyi Gold" is a physical gold product designed and owned by the Industrial and Commercial Bank of China on its own. In addition to the "Ruyi Gold Bar", ICBC will also be on September 26, 2008. "Ruyi Money". "Ruyi Gold" does not provide a proxy of the insurance. Investors can choose to withdraw money immediately, or apply for a bank's safe to apply for a bank, and then pay a certain deposit fee in accordance with regulations.
B product specifications: The purity of "Ruyi Gold" is 6 specifications of 20 grams, 50 grams, 100 grams, 200 grams, 500 grams, and 1000 grams. Divided into two specifications of 1 ounce and 1/2 ounce, which are issued by 19 branches designated by ICBC, there is no limit on the amount of transaction. Product tariff: The price of this product is based on the listing price of the Shanghai Gold Exchange announced by ICBC from 9 am every day from 9 am.
Whether to repurchase: "Ruyi Gold" provides a repurchase business. If investors repurchase in the morning, the price will be 3 yuan based on the daily opening price of the gold; if the repurchase in the afternoon, the price is based on the first gold transaction price of the Gold Exchange in the afternoon. The repurchase time is from 9:30 to 11:30 and 13:30 to 15:30 every Monday to Friday.
The business time for this business is the business time of ICBC, that is, from 9:30 to 16:30 every Monday to Friday, the purchase price of "Ruyi Gold" on Sunday will follow the purchase price of Saturday on Saturday.
Pye Bank: Personal physical gold trading business
Product introduction: The personal gold business of Industrial Bank is the bank through the Shanghai Gold Exchange to provide investors with gold trading channels, and proxy funds liquidation and physical delivery Essence Investors can extract gold when needed, or they can trade physical gold at the Gold Exchange through online banking or bank counters to earn volatility differences.
Su product specifications
: The physical gold products of Yingxing Bank include two types: AU100G, and the starting point of transaction is 100 grams.
Stocks
: The price of this product is subject to the gold quotation of the Shanghai Gold Exchange. At that time, investors need to pay a certain percentage of insurance premiums to the bank according to the weight of the goods. In order to make up for the overflow or deficiency of the physical gold, the bank will also freeze the short -distance cost of investors for secondary liquidation at a ratio of 300 yuan per kilogram.
Whether to repurchase
: Once the physical gold is lifted, the bank is neither responsible for the repurchase or the transaction of it. Investors can only be discounted to gold processing enterprises if they want to realize it.
The transaction time of this business is the opening time of the Shanghai Gold Exchange, that is, from 9:00 to 11:30 and 13:30 to 15:30 every Monday to Friday, and 21:00 every Monday to Thursday: 00 to 2:30 am the next day.
The China Construction Bank: "Long Dingjin" Investment Gold
Product introduction
: "Long Dingjin" investment gold bar is a physical gold product designed and owned by China Construction Bank. There are "China Construction Bank" logo and number. If investors do not raise funds immediately, the bank will charge a custody fee of 2 yuan per month per piece of gold bars; if investors do not specify the block number, the bank is exempted from the custody fee.
The product specifications
: The product of the "Long Dingjin" investment gold bars includes 4 products including 50 grams, 100 grams, 200 grams, and 500 grams, and the minimum investment threshold is 50 grams.
Stocks
: The price of this product is based on the international gold market quotation. Due to the production and transportation costs, the price per gram is higher than the price of the gold market during the same period. In addition, investors must pay another packaging fee when buying.
Whether to repurchase
: "Long Dingjin" investment gold bar is a physical gold product that can be repurchased.
The processing time for this business is from 9:30 to 15:00 every Monday to Friday.
Im China Merchants Bank: Personal gold agency trading business
C product introduction
: The personal gold business of China Merchants Bank, mainly selling the standard gold bars of Chengdu Gosac Gold Co., Ltd. Banks do not provide pro -insurance, and investors can apply for a safe. Safe boxes are divided into three types: daily rent, monthly rent, and annual rent.
Buk of product specifications
: Gauostere standard gold bars are based on golden ounces (1 ounce = gram), including 2 ounces, 5 ounces and 10 ounces. Essence
Stocks
: The price of the standard gold bars of Gaosel is based on the quotation of the Shanghai Gold Exchange. Investors also need to pay the processing fee of 109 yuan per ounce when purchasing fee.
Whether to repurchase
: China Merchants Bank repurchased personal physical gold. The bank will return the processing fee of 62 yuan per ounce on the basis of the purchase price of the Gaussor Standard Gold Bar on that day.
In 9:00 to 12:00 and 13:00 to 16:30 from Monday to Friday from Monday to Friday. Investors can go to Chengdu, Qingdao, Nanjing, Guangzhou, Shenyang, Changsha, Tianjin, Wuhan, Wuhan, Wuhan, Wuhan, Wuhan, Wuhan, Wuhan, Wuhan, and Wuhan The outlets of Hangzhou and other places are handled.
China Agricultural Bank of China: "Zhaojin Jinbao", Gaussor Standard Gold
Product introduction
: Personal physical gold agency trading business of Agricultural Bank of China, mainly selling Shandong Zhaojin Group Co., Ltd. and Chengdu Standard gold bars of Goser Gold Silver Co., Ltd.. Banks do not provide agency custody, investors need to take away gold in time, or apply for the bank's safe. The safe is divided into half -year and one -year period.
Buk of product specifications
: "Recruitment Gold" includes Class A investment standard gold (30 grams, 50 grams, 100 grams, 200 grams), and B and C standard gift gold. The purity of the gold bars is all Gaussor's standard gold bars are priced (1 ounce = gram), divided into four specifications of 1 ounce, 2 ounces, 5 ounces, and 10 ounces. The purity of the product is 1 ounce.
Stocks
: "Recruitment of Gold Jinbao" adopts a comprehensive quotation system that combines the LO-Co-London gold market price, the New York gold market price and the Shanghai Gold Exchange price, and collect different additions according to the gold bars specifications cost.
The price of the Golden Standard Gold Bar is subject to the quotation of the Shanghai Gold Exchange. Investors also need to pay a processing fee of 109 yuan per ounce when purchasing, and the agency sales fee per gram of 1 yuan.
Whether to repurchase
: "Recruitment of Jinjinbao" does not provide repurchase business, and Gauostel standard gold bars can be repurchased. Investors need to go to the original outlets of the gold bar. For the gold bars that meet the repurchase conditions, the bank will return the processing fee of 62 yuan per ounce on the basis of the purchase price of the day. At the same time, investors also need to pay the agency redeem fee per gram of dollars.
The business time for this business is the business hours of the Agricultural Bank of China every Monday to Friday. Investors can trade in designated outlets in Beijing, Tianjin, Hebei, Shanghai, Jiangsu, Zhejiang, Fujian, Shandong, Guangdong and other places.
S Shenzhen Development Bank: "Julinbao"
C product profile
: "Julinbao" personal physical gold business is a gold investment product jointly developed by Shenzhen Development Bank and Shanghai Gold Exchange. Investors can extract long -term collection, but also be kept by the Gold Exchange on behalf of the Gold Exchange, and trades through the deep -issued gold trading system to obtain the price difference between the gold fluctuations.
Su product specifications
: "Ju Jinbao" includes two varieties of AU100G, with a minimum transaction threshold of 100 grams.
Stocks
: The price of this product is based on the listing price of the Shanghai Gold Exchange, and the transaction fee is the current bank to exempt the custody fee for gold. Those who need to pay the insurance premiums per gram of dollars, and also pay the payment deposit calculated based on the weight of the goods.
Whether to repurchase
: "Ju Jinbao" does not provide the repurchase business.
If this product uses a three -stage transaction time. Except for national legal holidays, investors can, from 9:00 to 11:30 every Monday to Friday) and noon (every Monday to Friday 13: 30 to 15:30) and the evening market (except on Friday, from 21:00 to 2:30 am the next day).
Cin Gold Gold: China Gold Investment Gold
Product Introduction
: China Gold Gold and the World Gold Association jointly promoted "China Gold Investment Gold Strip". At a retail price of 8 yuan per gram, the selling price is based on the real -time gold price. Real -time price, the closing price of the international spot gold price on Saturday afternoon and Sundays on Saturday afternoon and Sunday.
Su product specifications
: "China Gold Investment Gold Strip" adopts an international -run ladder shape, and the modern manufacturing process that is pressed first and then suppressed, with a total of 1000 grams, 500 grams, 200 grams, 100 grams, 50, 50 Five specifications such as grams.
Whether to repurchase
: Consumers can directly monetize at the Chinese gold flagship store or other designated gold shops at any time after purchasing investment gold bars. When realizing, refer to the real -time gold price to charge a 3 yuan fee per gram.
Bling of bank physical gold purchase method:
This purchase of the bank's physical gold, investors only need to hold cash or fold the savings card issued in the bank, and the ID card and other valid documents. The bank will issue a voucher for investors invoices and transactions. Investors can choose to take the physical gold away or entrust the bank to keep it.
The investors are like buying gold jewelry in the gold shop. After buying, you need to take the gold bar home. However, different from the golden store, the quality of the purchase of physical gold in the bank can be guaranteed, and the second is linked to the international gold price and the transparency is high.
If investors only need to hold cash, bank cards, or transfer by transfer. At the designated outlets or counter at the bank, they can be purchased at the listing price announced by the ICBC. However, because the deployment of physical gold requires time, investors need to make an appointment one day in advance. In addition, investors with physical gold have to go to the bank counter for each purchase and selling gold, and they also need to conduct gold quality inspection procedures, so they are not suitable for short -term investors.