1 thought on “Electronic wallet usage process”

  1. 1) Customers (that is, shopping consumers) sitting in front of their computer
    , and searching for the items they want to buy
    through the Internet.
    2) Customers enter the ordering order on the computer, including where
    what kind of goods to buy, how much to buy, and the order list also
    Where and where to give it to
    people and other information.
    3) Contact the store through the e -commerce server and set up
    to get the answer to tell the unit price of the goods purchased by customers, the number of payables
    , delivery and other information.
    4) After the customer confirms, pay with the electronic wallet, pack the electronic money
    into the system, and click the corresponding item or electronic wallet chart of the electronic wallet
    . In his own confidential password, Gu
    The customer confirmed that he was his own electronic wallet and took out a card from an electronic credit card from the electronic wallet to pay.
    5) The e -commerce server uses some kind of
    The confidential algorithm is calculated and encrypted, and sent to the corresponding bank. When the sales store is the same as
    , the store also received a encrypted purchase. Cargo billing, seller
    sered the shop to add their customers to the electronic purchase bill, and then transfer
    to the e -commerce server. Pay attention to the store's letter to the customer
    The number is invisible, it is impossible to know, nor should it be
    knows that the sales store has no right to handle the money in the credit card.
    Therefore, you can only send the credit card to the e -commerce server to deal with it.
    In the e -commerce server confirmed that this is a legal customer, the
    Credit card companies
    and commercial banks must conduct the number of payables and accounts of the payment and accounting. Credit card companies will process requests
    see to commercial banks to request confirmation and authorization. Commercial banks confirm and
    sered to the credit card company after authorization.
    6) If the commercial bank is confirmed and refuses and is not authorized,
    will indicate that the money on this credit card of the customer is not enough or it is not
    has money, that is, overdrawn. After being rejected by the commercial bank, the customer
    can click the corresponding item of the electronic wallet and then open the electronic wallet, take
    to get another electronic credit card, and repeat the above operation.
    7) If the credit card is proved to be valid and granted the right of
    , the sales store can be paid. At the same time, the sales store reserves
    The financial data that occurs during the entire transaction, and presents
    The electronic receipt is sent to customers.
    8) After the above transactions, the sales store will submit the goods to the consignee of the consignee of the customer at the sender of the customer at the electronics
    in the electronic
    .

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