1 thought on “Digital RMB will change the banking competition pattern”
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The "CPC Central Committee on the Fourteen Five -Year Plan for the Development of the National Economic and Social Development and the 2013 Fast Vision Goals" mentioned that "steadily promoting digital currency research and development". . As of now, the six state -owned banks have been launched in advance. What impact will digital renminbi have on the banking industry? "The potential change brought by digital RMB is a change in the competition pattern of the banking industry. Once the financial consumers are separated from the dependence of account binding, there will be a choice of banking to make the banking industry more fully. The supervision pattern of the currency market. "Li Lihui, the former president of the Bank of China, pointed out on the" 2021 West Coast Fintech Frontier Forum ". The bank competition is more sufficient "The digital RMB currently being piloted is loosening in the account and may change the financial pattern. Recently, in the statutory currency form The market pattern, in the retail market that dominates market -oriented payment tools, increases official payment tools, "Li Lihui pointed out. Zhou Xiaochuan, president of the Chinese Institute of Finance and Honorary Dean of the Wudaokou Financial College of Tsinghua University, also mentioned that the development of DC/EP (digital currency and electronic payment) is mainly based on the modernization of domestic payment systems, keeping up with the digital economy and keeping up with the digital economy The pace of the Internet era, improve efficiency and reduce costs, especially for retail payment systems; DC/EP plans are a double -layer system, and the entire R
The "CPC Central Committee on the Fourteen Five -Year Plan for the Development of the National Economic and Social Development and the 2013 Fast Vision Goals" mentioned that "steadily promoting digital currency research and development".
. As of now, the six state -owned banks have been launched in advance. What impact will digital renminbi have on the banking industry? "The potential change brought by digital RMB is a change in the competition pattern of the banking industry. Once the financial consumers are separated from the dependence of account binding, there will be a choice of banking to make the banking industry more fully. The supervision pattern of the currency market. "Li Lihui, the former president of the Bank of China, pointed out on the" 2021 West Coast Fintech Frontier Forum ".
The bank competition is more sufficient
"The digital RMB currently being piloted is loosening in the account and may change the financial pattern. Recently, in the statutory currency form The market pattern, in the retail market that dominates market -oriented payment tools, increases official payment tools, "Li Lihui pointed out.
Zhou Xiaochuan, president of the Chinese Institute of Finance and Honorary Dean of the Wudaokou Financial College of Tsinghua University, also mentioned that the development of DC/EP (digital currency and electronic payment) is mainly based on the modernization of domestic payment systems, keeping up with the digital economy and keeping up with the digital economy The pace of the Internet era, improve efficiency and reduce costs, especially for retail payment systems; DC/EP plans are a double -layer system, and the entire R