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custom metal jewelry tags wholesale The way to apply for unsecured loans is as follows:
1, write a loan application form, and submit relevant information, such as my identity certificate, a stable job and income certificate in the local area, and the ability to repay the repayment;
2,, the The bank received an application for the borrower and reviewed the authenticity submitted by the borrower in accordance with the regulations;
3, if the conditions are eligible, the loan is issued.
Legal basis:
"Civil Code" Article 394 is the performance of the guarantee of the guarantee of the debt. The disciplinary person has the right to pay priority to the property of the property in the case of the period of debt or the parties agreed in the mortgage right. The debtors or third parties stipulated in the preceding paragraph are mortgagers, and the creditors are mortgagers and provide the guarantee as the mortgage property.
This information:
. What does unsecured loan mean?
In unreasonable loans, also known as unpaid loans, or credit loans. No mortgage is required, only identity proof, income certificate, address certificate and other materials, loans to apply for banks, banks are based on personal credit conditions to issue loans. The interest rate is generally slightly higher than mortgage loans. Customers can according to individuals according to individuals' personalities. To choose the loan period, then sign a contract with the bank to guarantee.
. Product characteristics:
1. Unsecured-no property mortgage;
2. Substitute of application procedures is simple and fast, applying for hotline, website, designated acceptance point and fax can be easily applied;
3. The cycle is long-to choose your loan time limit, the loan cycle can be up to 36 months;
4. High amount-comprehensive evaluation of your income and credit status, the maximum loan amount can reach 500,000 Yuan RMB;
5. Fixed interest rate-This loan is a fixed interest rate, which is exempt from the influence of market interest rate fluctuations, reduces interest rate risks, and enjoys discounts.
. Classification of loans:
Salary loan -You only need to provide bank salary passbooks or statement, identity certificate, address certificate, etc. to apply for personal loans.
The loan products arranged for the property owner, as long as you have the real estate in the city or mortgage, you can easily obtain the loan.
Conal loan -loan products arranged for the degree of undergraduate and above academic qualifications, and then the final loan amount is indeed the final loan amount according to income and other conditions.
private industry loan -if you are a private owner, what else do you still hesitate, loan? ——New no longer worry!